Insurance for your property
Material investments are essential to develop your activity and to carry it out successfully. AVESTA Insurance & Risk Solutions provides you with tailor-made insurance for your assets to cover you so that you can work serenely.
Fire insurance - special risks
Insuring your facilities is essential to protect the tools that allow you to work. In special risks, you have the possibility to choose the tailor-made guarantees that your company needs. The analysis of the elements to be covered is studied according to the activity, the capital, the level of prevention and the strategy of the company. AVESTA Insurance & Risk Solutions assists you in setting up the insurance program. We also intervene in the drafting and monitoring of the prevention plan and we determine the strategies to limit the risk of loss as much as possible. We also advise you during the study of your investment projects so that you can protect and insure them at the best conditions when the time comes.
Business interruption insurance
This coverage can be linked to all your property damage insurance (fire, machine breakdown, all risks on site, etc.). It allows you to cover your loss of gross margin in the event of a covered material damage. The objective is to put you back in the financial situation you would have been in without the loss. It is truly the life insurance of your company.
Following the audit carried out by AVESTA Insurance, we determine with you the scope of the coverage and the extensions to be planned. This allows you to pay the right premium for the risks you face.
Machine Breakdown Insurance
Some businesses require specific, relatively expensive machinery or equipment that can break down or be misused. The machine breakdown insurance allows you to cover strategic machines as well as handling and construction equipment. This insurance can be taken out on an "all risks" basis and therefore includes an optimal scope of coverage.
Electronic all risk insurance
An all-risk electronic warranty can be very important to cover fixed or portable computers as well as precision machinery or equipment in your building. Concerning mobile equipment, it will be covered everywhere in the world! This coverage includes the classic breakdown but also the breakage linked to a fall, a handling error or a theft.
In special risk, terrorism is not automatically covered as it is legally in simple risk. Therefore, a terrorism insurance can be purchased and will cover material damages caused by a terrorism related event (bodily damages being legally covered in the work accident and hospitalization coverage). It is also possible to link insurance to cover financial loss due to a terrorism-related event. AVESTA is available to explain the different options and solutions available to you.